Sign language interpreter signing during a meeting
Smiling rideshare driver chatting with a passenger in the back seat
Delivery driver lifting a crate of groceries out of his car trunk
Coffee truck owner smiling and waving from behind his counter
Smiling grocery shopper pulling a cart of groceries down a city sidewalk
Red semi truck pulling a trailer along the road
Smiling delivery driver waving as he unloads a package from his van
Grocery shopper kneeling by her cart, checking items off the order
Craftsman sanding a window frame inside a home
Smiling courier carrying packages through a garden gate

No boss. Still covered.

Whatever your 1099 looks like, you deserve real coverage. Talk one-on-one with a licensed advisor who'll help you compare plans, see if you qualify for savings, and get enrolled.

  • Free to use
  • No obligation
  • Licensed advisors
Who it's for

If nobody's handing you benefits, this is for you.

  • Rideshare & delivery drivers

    Driving for apps means no company plan. We help you find coverage that fits unpredictable weeks.

  • Freelancers & creatives

    Designers, writers, photographers and editors who bill by the project, not the paycheck.

  • Trades & contractors

    Electricians, plumbers, builders and handymen working job to job on a 1099.

  • Real estate & sales pros

    Commission-based agents and reps who are independent on paper and on their own for benefits.

  • Consultants & solo owners

    You run the business, so you also run the benefits. We make that part simple.

  • Part-time & multi-gig workers

    Juggling a few gigs and none of them offer insurance? You still have real options.

How it works

Three steps. One real conversation.

  1. Tell us about you

    A few quick questions about your work and who needs coverage. Takes about a minute.

  2. Pick a time

    Choose a slot that works around your schedule, including early and late options.

  3. Talk with an advisor

    A licensed advisor walks you through your options, checks for savings, and helps you enroll if you want to.

Real stories

What people say after their call.

Be one of the first to share your story.

Talked with our licensed advisor? Tell other drivers, freelancers and business owners how it went. Write a few lines, record a short video, or both. Honest reviews are posted whatever the rating.

Insurance, minus the confusion

What we'll walk you through on your call.

No jargon, no pressure. Just straight answers about your options so you can make the call that's right for you and your family.

Book a free call
  • Marketplace plans

    How ACA plans work, what the metal levels mean, and which doctors are in network.

  • Savings you may qualify for

    Many independent workers qualify for tax credits that lower monthly premiums based on income.

  • When you can enroll

    Open enrollment happens once a year. Certain life changes can open a special window sooner.

  • Dental, vision & more

    Add-on coverage that rounds out your plan, explained in plain English.

Book your free call

15 minutes. Zero obligation.

Tell us a little about you, pick a time, and a licensed advisor will call you. Have a rough idea of your yearly income handy. It helps us check what savings you may qualify for.

  1. Pick a timeChoose a day and time below. It takes about a minute.
  2. Get your confirmationWe text and email to confirm, with your advisor’s name.
  3. Talk it throughA licensed advisor walks you through your options. About 15 minutes, no pressure.
  • Free call
  • No obligation
  • Licensed advisors
  • We never sell your info

We'll text and email to confirm your time. If it's taken, we'll offer the closest open slot.
Questions

Good questions, straight answers.

Does it cost anything to talk with an advisor?

No. The call is free and there is no obligation to buy anything. Advisors are typically paid by the insurance company if you choose to enroll, not by you.

Who will I actually be talking to?

A licensed health insurance advisor. They are licensed in your state and can explain plans from multiple insurance companies. Your confirmation will include their name before the call.

I only do gig work part-time. Does this still apply to me?

Yes. If you don’t get health insurance through an employer, you can shop for your own coverage, whether gig work is full-time or on the side.

Can I get coverage outside of open enrollment?

Sometimes. Life events like losing other coverage, moving, getting married or having a baby can open a special enrollment period. Your advisor can check whether you qualify.

What should I have ready for the call?

A rough estimate of your yearly income, the ages of anyone who needs coverage, your ZIP code, and any doctors or prescriptions you want to keep.

From the blog

Straight talk on coverage for people who work for themselves.

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No boss. Still covered.

Your free call with a licensed advisor is a couple of clicks away.

Book my free call
Real stories

People who work for themselves

Be one of the first to share your story.

Talked with our licensed advisor? Tell other drivers, freelancers and business owners how it went.